StepChange MoneyAware has a useful tool to help you address your finances. The best thing about it, is that it's free to use!
If you're suffering from money worries, then it might be worth taking this quick test to see if you're close to having a debt problem - your situation may turn out to not be as bad as you think.
If you take the test and you're struggling with an imminent debt problem, the lovely folks at StepChange are there to help you out every step of the way.
All you need to do is answer five simple questions and the calculator will give you an answer at the end of what you can do next.
If you're struggling with money, it's time to ask for help and this free debt calculator is the best place to start.