13 Clear Signs You're Super Savvy with Money


Editor's note: the blog was originally written in April 2016 and had been updated for clarity and with the latest information.

We all love to make our money stretch a little further and for some of us, that means going the extra mile.

If you’ve not spotted the coupon collector in your group, chances are it’s probably you!

There's a lot to be said about someone who's savvy with money and it's certainly nothing to be ashamed about. Here are some sure telling signs you’re super savvy at saving money.

Hands of a man and a woman holding a pink piggy bank with coins underneath

1. You know exactly where all the reduced aisles are in every supermarket, and what time everything gets reduced

Who doesn't love a reduced aisle?! I can't go into my local supermarket without popping my head by and seeing what's been reduced that day. You can get some really great things and they don't need to be used that day - the beauty of the freezer!

2. Most of your favourite bookmarks are money comparison sites

Guilty. I'll never understand how people don't use (and love!) money comparison sites. Why pay more when you can get the exact same flight/hotel/insurance for cheaper elsewhere?!

3. Your inbox is full of email newsletters from discount and freebie sites

I don't think it's possible for an inbox to be as busy as mine! I'm signed up to so many company emails: clothes, restaurants, beauty, outdoors, homeware - you name it, I'm signed up.

Top tip!

Create a secondary email account to apply for your freebies with, that way your primary email inbox won't get cluttered.

4. Your toiletries bag is filled with free samples and you’ve not bought makeup in over a year

I love a beauty freebie and I've got some cracking ones recently.

What used to be a weekly trip to Superdrug or Boots to pick something up is now far, far less frequent. I'm building up quite the collection of shampoo, skin care products and makeup, which are also perfect for trips away.

5. You only go to the cinema on Tuesdays or Wednesdays (when someone has a Meerkat Movie or unlimited Cineworld Card)

It blows my mind that people pay full price for cinema tickets, have you seen how expensive they are?! I've been able to get 2 for 1 cinema tickets on Tuesdays or Wednesdays all year after purchasing my travel insurance through Compare the Market. It's a great midweek treat, and means I get to see all the top films for half the price.

6. You always bring packed lunches to work

We're lucky enough to have a kitchen at Magic Freebies HQ, so it's easy for me to prepare lunches at work without having to spend lots of money on pre-made food. One thing I do is make larger dishes for dinner, and bring in a portion for my lunch the next day. Yum!

7. You’re proud to show off your new haircut, courtesy of your Tesco Clubcard Vouchers

Get more benefits than just food from your weekly shop. Earn Clubcard points every time you shop at Tesco and redeem the vouchers at lots of different places, including discounted days out, restaurants, railcards and more.

8. Your freezer is just red and yellow labelled products

Back to point number 1 - I can't get enough of the reduced aisle!

My freezer is packed full of products covered in red and yellow stickers, so I'm never stuck for dinner. Meat products are always great finds as you save a lot of money, just make sure you defrost them thoroughly.

9. You never eat out without a voucher

On the occasion that I do dine out, I always check what vouchers are available first. Whether it's 2 for 1 on courses, a free starter or pudding or a discount off the bill, there's normally a saving to be had.

Check out all the latest Restaurant Vouchers now.

10. You never buy anything online without going through TopCashback or Quidco

This is another one I don't understand why everyone doesn't do the same. I use TopCashback and Quidco for all of my online purchases, from small things like clothes to big purchases like flights. It's so easy to set up and you can claim a percentage of your cash back for each thing you buy.

11. 'Fakeaways' are a real thing in your house

There are few pleasures greater in life than a takeaway on a Friday night, except for the dent it can make in your purse! There are so many great 'fakeaway' recipes online for all your favourites, which are always much cheaper and healthier too.

12. You always have coupons ready in your bag, just in case!

At any given point, I'll always have at least two coupons in my bag, for food, drinks and other supermarket goods. You just never know when that 50p off a tin of tuna voucher will come in handy!

13. You own clothes from M&S, Next and Topshop, all second hand from eBay of course

I love getting new clothes, but don't want to spend my hard earned money on full-priced items. eBay is a goldmine for finding all the clothes I like, but at a fraction of the cost.

So, how did you do? Are you super savvy with your cash and have even more ways that I can be more careful with my spending? Let me know!

Collette xx